{"id":3295,"date":"2025-06-12T12:57:32","date_gmt":"2025-06-12T12:57:32","guid":{"rendered":"https:\/\/rebalance-centre.com\/?page_id=3295"},"modified":"2026-02-28T12:28:37","modified_gmt":"2026-02-28T12:28:37","slug":"expertise-medicale-et-medecin-dassurance","status":"publish","type":"page","link":"https:\/\/rebalance-centre.com\/en\/expertise-medicale-et-medecin-dassurance\/","title":{"rendered":"Medical expertise and insurance medicine"},"content":{"rendered":"<style>.kb-row-layout-id3295_be2fbf-82 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3295_be2fbf-82 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3295_be2fbf-82 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-5xl, 10rem);padding-bottom:var(--global-kb-spacing-xxl, 5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3295_be2fbf-82{background-image:url('https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/06\/getty-images-A3Z89yxr2Do-unsplash-scaled.jpg');background-size:cover;background-position:57.99999999999999% 55.00000000000001%;background-attachment:scroll;background-repeat:no-repeat;}.kb-row-layout-id3295_be2fbf-82 > .kt-row-layout-overlay{opacity:0.59;background:linear-gradient(90deg,var(--global-palette9,#ffffff) 46%,rgba(255,255,255,0) 100%);mix-blend-mode:normal;}@media all and (max-width: 1024px){.kb-row-layout-id3295_be2fbf-82 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3295_be2fbf-82 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3295_be2fbf-82 alignfull has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3295_e4869a-e0 > .kt-inside-inner-col,.kadence-column3295_e4869a-e0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_e4869a-e0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_e4869a-e0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3295_e4869a-e0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3295_e4869a-e0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_e4869a-e0{position:relative;}@media all and (max-width: 1024px){.kadence-column3295_e4869a-e0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3295_e4869a-e0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_e4869a-e0 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<h1 class=\"wp-block-heading has-text-align-center has-xl-font-size\">Medical expertise &amp; Insurance medicine<\/h1>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3295_41d817-b0 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3295_41d817-b0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3295_41d817-b0 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3295_41d817-b0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3295_41d817-b0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3295_41d817-b0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3295_41d817-b0 alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col,.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_1cdea1-e9{position:relative;}@media all and (max-width: 1024px){.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3295_1cdea1-e9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_1cdea1-e9\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3295_156e8d-e6{margin-bottom:var(--global-kb-spacing-xl, 4rem);}.kb-row-layout-id3295_156e8d-e6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3295_156e8d-e6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3295_156e8d-e6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:1069px;margin-left:auto;margin-right:auto;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3295_156e8d-e6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3295_156e8d-e6 > .kt-row-column-wrap{padding-right:var(--global-kb-spacing-4xl, 8rem);padding-left:var(--global-kb-spacing-4xl, 8rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3295_156e8d-e6 > .kt-row-column-wrap{padding-right:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3295_156e8d-e6 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3295_de2d4f-de > .kt-inside-inner-col,.kadence-column3295_de2d4f-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_de2d4f-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_de2d4f-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column3295_de2d4f-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3295_de2d4f-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_de2d4f-de{position:relative;}@media all and (max-width: 1024px){.kadence-column3295_de2d4f-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3295_de2d4f-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_de2d4f-de\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading\">What is medical expertise?<\/h2>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-a2dc5825c10202d82c176566880eba1d\">Medical expertise is a specialised medical discipline that involves the objective and independent assessment of a medical condition or physical injury. It plays an essential role in&nbsp;<strong>medical and insurance disputes<\/strong>by providing precise, substantiated medical evidence to help settle a dispute or assess a loss.<\/p>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-8ea1f7e683f6ea52e95f9552e8f9049d\">Its main objective is to :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-954bd6a4525f31906ec363aeff6faf1c\"><strong>Identifying bodily injury<\/strong>&nbsp;or a health problem following an accident, assault, medical malpractice or occupational illness.<\/li>\n\n\n\n<li class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-f7b00a6077e22afc02545ed9f62d4a41\"><strong>Assessing a temporary or permanent disability rate<\/strong>to determine the after-effects and their impact on work capacity and quality of life.<\/li>\n\n\n\n<li class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-238e94c17129b8a560ebd1138b886137\"><strong>Analyse the causal link<\/strong>&nbsp;between a triggering event (accident at work, domestic accident, assault, etc.) and the medical complaints expressed.<\/li>\n\n\n\n<li class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-7cc2e70453984c0b0ad60370c625f8e0\"><strong>Draw up a detailed, enforceable medical report<\/strong>for insurance companies, courts, employers and mutual insurers.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-4827d0b51875aaa26d2c26cea1366514\">This is a fundamental tool for resolving&nbsp;<strong>insurance disputes<\/strong>&nbsp;and in assessing victims' rights to compensation.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3295_53594a-cd > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3295_53594a-cd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3295_53594a-cd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, calc(50% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(50% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id3295_53594a-cd > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3295_53594a-cd > .kt-row-column-wrap{padding-right:var(--global-kb-spacing-4xl, 8rem);padding-left:var(--global-kb-spacing-4xl, 8rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3295_53594a-cd > .kt-row-column-wrap{padding-right:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3295_53594a-cd alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3295_efbf98-7c > .kt-inside-inner-col{display:flex;}.kadence-column3295_efbf98-7c > .kt-inside-inner-col{padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column3295_efbf98-7c > .kt-inside-inner-col,.kadence-column3295_efbf98-7c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_efbf98-7c > .kt-inside-inner-col{row-gap:var(--global-kb-gap-sm, 1rem);column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_efbf98-7c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3295_efbf98-7c > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column3295_efbf98-7c{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_efbf98-7c{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_efbf98-7c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3295_efbf98-7c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_efbf98-7c{text-align:center;}.kadence-column3295_efbf98-7c{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column3295_efbf98-7c{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_efbf98-7c{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_efbf98-7c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column3295_efbf98-7c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column3295_efbf98-7c{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_efbf98-7c{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_efbf98-7c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3295_efbf98-7c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_efbf98-7c\"><div class=\"kt-inside-inner-col\"><style>.kb-image3295_1dd6c0-11.kb-image-is-ratio-size, .kb-image3295_1dd6c0-11 .kb-image-is-ratio-size{max-width:519px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image3295_1dd6c0-11.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image3295_1dd6c0-11 .kb-image-is-ratio-size{align-self:unset;}.kb-image3295_1dd6c0-11 figure{max-width:519px;}.kb-image3295_1dd6c0-11 .image-is-svg, .kb-image3295_1dd6c0-11 .image-is-svg img{width:100%;}.kb-image3295_1dd6c0-11 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kb-image3295_1dd6c0-11 img.kb-img, .kb-image3295_1dd6c0-11 .kb-img img{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}<\/style>\n<div class=\"wp-block-kadence-image kb-image3295_1dd6c0-11\"><figure class=\"aligncenter size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land32\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/06\/getty-images-A3Z89yxr2Do-unsplash-1024x683.jpg\" alt=\"Illustration de l\u2019expertise m\u00e9dicale et de la m\u00e9decine d\u2019assurance : \u00e9valuation des dommages corporels, incapacit\u00e9, contre-expertise m\u00e9dicale et litige avec assurance suite \u00e0 accident du travail, maladie professionnelle ou agression.\" class=\"kb-img wp-image-3271\" srcset=\"https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/06\/getty-images-A3Z89yxr2Do-unsplash-1024x683.jpg 1024w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/06\/getty-images-A3Z89yxr2Do-unsplash-300x200.jpg 300w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/06\/getty-images-A3Z89yxr2Do-unsplash-768x512.jpg 768w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/06\/getty-images-A3Z89yxr2Do-unsplash-1536x1024.jpg 1536w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/06\/getty-images-A3Z89yxr2Do-unsplash-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/figure><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{display:flex;}.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column3295_b310d2-d7 > .kt-inside-inner-col,.kadence-column3295_b310d2-d7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3295_b310d2-d7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column3295_b310d2-d7{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_b310d2-d7{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3295_b310d2-d7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_b310d2-d7{position:relative;}@media all and (max-width: 1024px){.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{padding-top:0px;flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column3295_b310d2-d7{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_b310d2-d7{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column3295_b310d2-d7{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_b310d2-d7{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3295_b310d2-d7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_b310d2-d7\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading\">Insurance medicine and dispute management<\/h3>\n\n\n\n<p class=\"has-sm-font-size\"><br>La&nbsp;<strong>insurance medicine<\/strong>&nbsp;is mainly involved in the medical assessment of insurance cases: private insurance, invalidity insurance, work accident insurance and occupational illness insurance. The medical findings have a direct impact on compensation, disability pensions or recognition of incapacity status.<\/p>\n\n\n\n<p>In the event of disagreement between the insured and the insurance company, an independent expert opinion may be requested in order to :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provide precise medical evidence for amicable or legal proceedings.<\/li>\n\n\n\n<li>Check the conclusions of the insurance company's medical officer.<\/li>\n\n\n\n<li>Making a&nbsp;<strong>medical second opinion<\/strong>&nbsp;complete and well-argued.<\/li>\n\n\n\n<li>A neutral and independent assessment of the extent of the&nbsp;<strong>medical disabilities<\/strong>.<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns3295_66cab3-b8{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns3295_66cab3-b8 .kt-button{font-weight:normal;font-style:normal;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns3295_66cab3-b8{justify-content:flex-start;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns3295_66cab3-b8{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns3295_66cab3-b8\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn3295_61cbe7-7a.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn3295_61cbe7-7a.kb-button{color:#070d59;background:#d2dafd;font-weight:600;text-transform:none;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;margin-top:0px;margin-right:10px;margin-bottom:0px;margin-left:0px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn3295_61cbe7-7a.kb-button{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn3295_61cbe7-7a.kb-button{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}}<\/style><a class=\"kb-button kt-button button kb-btn3295_61cbe7-7a kt-btn-size-large kt-btn-width-type-auto kb-btn-global-inherit  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/rebalance-centre.com\/en\/notre-equipe\/\"><span class=\"kt-btn-inner-text\">Make an appointment<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kadence-column3295_937f96-df{max-width:1087px;margin-left:auto;margin-right:auto;}.wp-block-kadence-column.kb-section-dir-horizontal:not(.kb-section-md-dir-vertical)>.kt-inside-inner-col>.kadence-column3295_937f96-df{-webkit-flex:0 1 1087px;flex:0 1 1087px;max-width:unset;margin-left:unset;margin-right:unset;}.kadence-column3295_937f96-df > .kt-inside-inner-col,.kadence-column3295_937f96-df > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_937f96-df > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_937f96-df > .kt-inside-inner-col{flex-direction:column;}.kadence-column3295_937f96-df > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3295_937f96-df > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_937f96-df{position:relative;}@media all and (min-width: 1025px){.wp-block-kadence-column.kb-section-dir-horizontal>.kt-inside-inner-col>.kadence-column3295_937f96-df{-webkit-flex:0 1 1087px;flex:0 1 1087px;max-width:unset;margin-left:unset;margin-right:unset;}}@media all and (max-width: 1024px){.kadence-column3295_937f96-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-column.kb-section-sm-dir-vertical:not(.kb-section-sm-dir-horizontal):not(.kb-section-sm-dir-specificity)>.kt-inside-inner-col>.kadence-column3295_937f96-df{max-width:1087px;-webkit-flex:1;flex:1;margin-left:auto;margin-right:auto;}.kadence-column3295_937f96-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_937f96-df\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading\">The role of the referral doctor<\/h3>\n\n\n\n<p>In situations of&nbsp;<strong>dispute with an insurance or mutual insurance company<\/strong>The use of an independent medical expert makes it possible to :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Analyse the entire&nbsp;<strong>medical file<\/strong>&nbsp;of the insured.<\/li>\n\n\n\n<li class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-9e41a383548a8b91212e8e795c0e3968\">Carry out a&nbsp;<strong>thorough and rigorous clinical examination<\/strong>.<\/li>\n\n\n\n<li class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-291d2e70a0ebf7334fcb3945c49dca94\">Establish a&nbsp;<strong>detailed counter-expertise<\/strong>&nbsp;and documented, for presentation to insurance companies or before the competent courts.<\/li>\n\n\n\n<li class=\"has-theme-palette-4-color has-text-color has-link-color wp-elements-523e3dde37f46dbd6a74bb797f61d638\">Accompanying the patient during a&nbsp;<strong>contradictory expertise<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-left\">The independence of the appeal doctor is essential to guarantee an impartial assessment, carried out solely in the interests of the person concerned.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why is medical expertise essential in the event of a dispute with an insurance company?<\/h3>\n\n\n\n<p>In the event of disagreement with an insurance report or a disputed assessment of incapacity, an expert assessment provides a neutral, well-argued and scientifically-based evaluation. It is a key element in defending the victim's rights and obtaining fair compensation that reflects the medical reality of the injury.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3295_30c77b-a9 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3295_30c77b-a9 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3295_30c77b-a9 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:50px;padding-right:20px;padding-bottom:50px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3295_30c77b-a9 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3295_30c77b-a9 > .kt-row-column-wrap{padding-top:40px;padding-right:100px;padding-bottom:40px;padding-left:100px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3295_30c77b-a9 > .kt-row-column-wrap{padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3295_30c77b-a9 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3295_65a63c-43 > .kt-inside-inner-col{display:flex;}.kadence-column3295_65a63c-43 > .kt-inside-inner-col{padding-top:0px;padding-right:50px;padding-bottom:0px;padding-left:50px;}.kadence-column3295_65a63c-43 > .kt-inside-inner-col,.kadence-column3295_65a63c-43 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_65a63c-43 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_65a63c-43 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column3295_65a63c-43 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column3295_65a63c-43{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_65a63c-43{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_65a63c-43 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column3295_65a63c-43 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_65a63c-43{position:relative;}.kadence-column3295_65a63c-43, .kt-inside-inner-col > .kadence-column3295_65a63c-43:not(.specificity){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}@media all and (max-width: 1024px){.kadence-column3295_65a63c-43 > .kt-inside-inner-col{padding-bottom:20px;flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column3295_65a63c-43{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_65a63c-43{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_65a63c-43 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column3295_65a63c-43{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_65a63c-43{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3295_65a63c-43 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column3295_65a63c-43 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_65a63c-43 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-center\">Our doctors<\/h2>\n\n\n<style>.wp-block-kadence-image.kb-image3295_910083-10:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-image3295_910083-10.kb-image-is-ratio-size, .kb-image3295_910083-10 .kb-image-is-ratio-size{max-width:182px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image3295_910083-10.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image3295_910083-10 .kb-image-is-ratio-size{align-self:unset;}.kb-image3295_910083-10 figure{max-width:182px;}.kb-image3295_910083-10 .image-is-svg, .kb-image3295_910083-10 .image-is-svg img{width:100%;}.kb-image3295_910083-10:not(.kb-image-is-ratio-size) .kb-img, .kb-image3295_910083-10.kb-image-is-ratio-size{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-image3295_910083-10 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:200px;border-top-right-radius:200px;border-bottom-right-radius:200px;border-bottom-left-radius:200px;}.kb-image3295_910083-10 img.kb-img, .kb-image3295_910083-10 .kb-img img{border-top-color:rgba(0,0,0,0);border-top-style:solid;border-right-color:rgba(0,0,0,0);border-right-style:solid;border-bottom-color:rgba(0,0,0,0);border-bottom-style:solid;border-left-color:rgba(0,0,0,0);border-left-style:solid;border-top-left-radius:200px;border-top-right-radius:200px;border-bottom-right-radius:200px;border-bottom-left-radius:200px;object-position:54% 0%;}@media all and (max-width: 1024px){.kb-image3295_910083-10 img.kb-img, .kb-image3295_910083-10 .kb-img img{border-top-color:rgba(0,0,0,0);border-top-style:solid;border-right-color:rgba(0,0,0,0);border-right-style:solid;border-bottom-color:rgba(0,0,0,0);border-bottom-style:solid;border-left-color:rgba(0,0,0,0);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-image.kb-image3295_910083-10:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-image3295_910083-10:not(.kb-image-is-ratio-size) .kb-img, .kb-image3295_910083-10.kb-image-is-ratio-size{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-image3295_910083-10 img.kb-img, .kb-image3295_910083-10 .kb-img img{border-top-color:rgba(0,0,0,0);border-top-style:solid;border-right-color:rgba(0,0,0,0);border-right-style:solid;border-bottom-color:rgba(0,0,0,0);border-bottom-style:solid;border-left-color:rgba(0,0,0,0);border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-image kb-image3295_910083-10\"><figure class=\"aligncenter kb-image-is-ratio-size\"><a href=\"https:\/\/rebalance-centre.com\/en\/dr-jenifer-alexis-y-ruiz-medecin-expert\/\" class=\"kb-advanced-image-link\" aria-label=\"Dr Jenifer Alexis y Ruiz\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"2364\" src=\"https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/09\/getillustrations-aPVQjPCMxWg-unsplash-scaled-e1757705178443.jpg\" class=\"kb-img wp-image-3530\" srcset=\"https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/09\/getillustrations-aPVQjPCMxWg-unsplash-scaled-e1757705178443.jpg 2560w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/09\/getillustrations-aPVQjPCMxWg-unsplash-scaled-e1757705178443-300x277.jpg 300w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/09\/getillustrations-aPVQjPCMxWg-unsplash-scaled-e1757705178443-1024x946.jpg 1024w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/09\/getillustrations-aPVQjPCMxWg-unsplash-scaled-e1757705178443-768x709.jpg 768w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/09\/getillustrations-aPVQjPCMxWg-unsplash-scaled-e1757705178443-1536x1418.jpg 1536w, https:\/\/rebalance-centre.com\/wp-content\/uploads\/2025\/09\/getillustrations-aPVQjPCMxWg-unsplash-scaled-e1757705178443-2048x1891.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/div><\/a><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has--font-size\">Apply now!<\/h3>\n\n\n\n<p class=\"has-text-align-center has-theme-palette-4-color has-text-color has-link-color wp-elements-ee37370b737060c1b35f56bcea3ff20a\">General practitioner and medical expert<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns3295_bd90e5-9a{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns3295_bd90e5-9a .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns3295_bd90e5-9a\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn3295_cdb2f1-fc.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn3295_cdb2f1-fc.kb-button{text-transform:none;padding-top:15px;padding-right:25px;padding-bottom:15px;padding-left:25px;}<\/style><span class=\"kb-button kt-button button kb-btn3295_cdb2f1-fc kt-btn-size-large kt-btn-width-type-auto kb-btn-global-inherit  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-button__link wp-block-kadence-singlebtn\"><span class=\"kt-btn-inner-text\">Make an appointment<\/span><\/span><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3295_65f189-f2 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3295_65f189-f2 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3295_65f189-f2 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:800px;margin-left:auto;margin-right:auto;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-3xl, 6.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3295_65f189-f2 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3295_65f189-f2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3295_65f189-f2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3295_65f189-f2 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3295_609761-6e > .kt-inside-inner-col,.kadence-column3295_609761-6e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3295_609761-6e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3295_609761-6e > .kt-inside-inner-col{flex-direction:column;}.kadence-column3295_609761-6e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3295_609761-6e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3295_609761-6e{position:relative;}@media all and (max-width: 1024px){.kadence-column3295_609761-6e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3295_609761-6e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3295_609761-6e\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-center\">Frequently asked questions<\/h2>\n\n\n<style>.kt-accordion-id3295_c66d11-12 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:32px;}.kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;background:#ffffff;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:var(--global-palette9, #ffffff);letter-spacing:0px;text-transform:uppercase;color:var(--global-palette3, #1A202C);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:0px;padding-left:0px;}.kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette6, #718096);}.kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner, .kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner h1, .kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner h2, .kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner h3, .kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner h4, .kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner h5, .kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner h6{color:var(--global-palette3, #1A202C);}.kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner a{color:var(--global-palette1, #3182CE);}.kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner a:hover{color:var(--global-palette2, #2B6CB0);}.kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette6, #718096);}.kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id3295_c66d11-12 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette5, #4A5568);}.kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette5, #4A5568);}.kt-accordion-id3295_c66d11-12 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette3, #1A202C);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette6, #718096);}.kt-accordion-id3295_c66d11-12:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette6, #718096);}@media all and (max-width: 1024px){.kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id3295_c66d11-12 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id3295_c66d11-12 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id3295_c66d11-12 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id3295_c66d11-12 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:32px;}.kt-accordion-id3295_c66d11-12 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;padding-top:0px;padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id3295_c66d11-12 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id3295_c66d11-12 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id3295_c66d11-12 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id3295_c66d11-12 kt-accordion-has-7-panes kt-active-pane-5 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow kt-accodion-icon-side-left\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"5\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane3295_c2caf7-9c\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>What is medical expertise?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-ef623a16d3ac05499ab11cc2b099532b\">Medical expertise is an independent medical assessment designed to objectify bodily injury, evaluate temporary or permanent incapacity and draw up a report for insurance companies, courts or employers.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane3295_01e8fd-42\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>When should you call in a medical expert in an insurance dispute?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-536b41690afc6ad168233116cb682acb\">A medical expert may intervene when there is a disagreement with the insurance company regarding the degree of disability, the origin of the injuries or the amount of compensation.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane3295_98f835-08\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong style=\"caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); white-space: normal;\">What is the difference between an insurance medical officer and an independent medical expert?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-cd0f8ea32be2688a968e3ec964d32033\">The insurance medical officer works for the insurance company, while the independent medical expert acts in the exclusive interest of the person examined and is not linked to any insurer.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane3295_81ff3f-b7\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>What is a medical second opinion?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-5d9d9183fd192fc6ed84f777aea2d6c6\">A second medical opinion is a second assessment carried out by an independent medical expert to challenge or verify the opinion given by an insurance medical officer.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane3295_a8834a-6c\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>When should you call in a medical expert?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-98c8788a07f9daa322ed2823e29432e6\">Medical expertise may be requested after an accident at work, an occupational illness, a domestic accident, an assault, or in the event of a dispute with a mutual insurance company or an employer.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane3295_55069c-9f\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>What does the expert medical report contain?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-228b927519566d2bbd4b19d65726c5dd\">The expert's report presents a detailed medical history, clinical findings, assessment of disability, the causal link with the event and the medical conclusions.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane3295_cf4be3-5a\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Who can request a medical assessment?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-f7c7703d278409862f935808da312143\">Medical expertise may be requested by a patient, their lawyer, an insurance company, a mutual insurance company, a court or an employer, depending on the type of dispute or procedure underway.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane3295_5b0c6c-4c\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>How does an independent medical assessment work?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-4-color has-text-color has-link-color has-medium-font-size wp-elements-2f04200b1f647e06bb52a09a00df13a6\">The expert studies the complete medical file, carries out an in-depth clinical examination and draws up an objective medical report, which can be used in amicable or legal proceedings.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Expertise m\u00e9dicale &amp; M\u00e9decine d\u2019assurance Qu\u2019est-ce que l\u2019expertise m\u00e9dicale ? L\u2019expertise m\u00e9dicale est une discipline sp\u00e9cialis\u00e9e de la m\u00e9decine qui consiste \u00e0 \u00e9valuer de mani\u00e8re objective et ind\u00e9pendante un \u00e9tat de sant\u00e9 ou un dommage corporel. Elle joue un r\u00f4le essentiel dans le cadre de&nbsp;litiges m\u00e9dicaux et assurantiels, en apportant des \u00e9l\u00e9ments m\u00e9dicaux pr\u00e9cis et&#8230;<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-3295","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":false,"author_link":"https:\/\/rebalance-centre.com\/en\/author\/hbotermans\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/pages\/3295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/comments?post=3295"}],"version-history":[{"count":18,"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/pages\/3295\/revisions"}],"predecessor-version":[{"id":4177,"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/pages\/3295\/revisions\/4177"}],"wp:attachment":[{"href":"https:\/\/rebalance-centre.com\/en\/wp-json\/wp\/v2\/media?parent=3295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}